Get the best car loan for you!
fast, free online auto loan application
- Fast, convenient online financing.
- Competitive rates and terms.
Order your FREE credit report
Contact one of the three major credit reporting agencies to get your credit report, including your credit score, by phone or via their website.
- Equifax: equifax.com
Toll-free: 800-685-1111 - Experian: experian.com
Toll-free: 888-397-3742 - TransUnion: transunion.com
Toll-free: 877-322-8228
Loan Questions? Call Jerry Bates our Finance Director at 770-421-0070
So you're in the market for a vehicle from Select Luxury Cars? Great... we're happy you're here and if you are here the hard part of selecting a vehicle from our extensive inventory has been achieved! Jerry Bates, our Finance Director has over 20 years experience in working with banks and credit unions to arrange the best possible finance package for you. Even if you were planning on paying cash, interest rates are at such an all-time low that it might make it advantageous for you to hold on to your cash and finance part or all of your purchase.
Feel free to use our easy auto loan calculator to the right to figure out the ideal payment for your situation.
You can also apply online for a car loan with our online finance application form. It's secure, and when we receive the loan application we will be sent an email notifying us you have completed the easy application process and someone will contact you as soon as possible.
And whether you are shopping for an automobile or you already have one, don't forget to protect your investment with a vehicle service contract to give you added peace of mind.
We can help you with:
- Arranging a Business loan with you as a personal guarantor.
- Working with our network of banks and credit unions that compete with each other to help you get an approval for a loan at the lowest interest rate possible for your specific situation.
- Keeping your credit line open at your personal bank in the event an emergency should arise by using one of our sources.
- Structuring your down payment, monthly payment, interest rate and loan duration to fit within your budget.
- Calculating your trade-in value and assisting with your current loan, even if you're in a negative equity position.
- Making sure your credit application is handled in the utmost confidence so that your information is treated with respect for your needed security.
Even if you have bad credit, filed bankruptcy, had a repossession or just need a co-signer we can assist you in applying for a car loan.
Make sure you check out our FAQ page to answer any questions you might have.
We comply with the Truth in Lending Act and the Consumer Credit Protection Act. We strive to protect consumers in credit transactions, by providing clear disclosure of key terms of the lending arrangement including all costs. This includes full disclosure to the borrower including the annual percentage rate (APR). The APR reflects the cost of the credit to the consumer. It contains things other than interest such as origination fees and discount points. The Truth-in-Lending Act defines "finance charge" as all fees paid either directly or indirectly by the person to whom the credit is extended, incident to the extension of the credit. Our Finance Director is glad to work with you to make sure you clearly understand the terms of the loan, including any prepayment clauses, interest rates, any deferred payments, rebates, security required, and answer any questions you have regarding assignment, itemization, your loan balance, loan maturity, and any other obligations you need to satisfy concerning your car loan or buying a car.